Why Make a Will?

Two thirds of adults in the UK die without a Will. Although you probably know that you should have one, you may not know exactly why.

If you do not have a Will, your closest relatives will be appointed as administrators of your estate and your property will pass to specified family members in strict proportions, regardless of your intentions.

You should be particularly concerned if you have a partner you are not married to or in a civil partnership with. Under the Intestacy Rules, they inherit nothing from you, no matter however long you have been together and regardless of whether you have children. Nor would close friends or extended family members inherit anything.

Click here to find out more: www.gov.uk/inherits-someone-dies-without-will.

The only way to be certain that your estate goes to the right people in the right proportions is by making a Will.

When you make a Will:

• You choose how your property will be divided up on your death and who inherits what;
• You can make gifts of specific items or amounts of money to friends, relatives and charities;
• Arrangements can be made for dependants to be looked after;
• You can appoint the people you choose as your Executors (and Guardians for your children if applicable);
• Rules on Inheritance Tax can be taken into account to make the disposal of your estate as tax efficient as possible;
• If you have a business you can direct what will happen to it after you die;
• You can include wishes for your funeral.